"Destiny is not a matter of chance,
it is a matter of choice;
it is not a thing to be waited for,
it is a thing to be achieved."

Friday, April 1, 2011

Beauty Tips

Beauty Tips

1. Putting a drop of rose water into each eye just before you sleep can also refresh you eyes.

http://www.herbalcureindia.com/products/aroma-magic/face-care.htm

2. To prevent your lips from chapping, use hot water fermentation on your lips and then apply a mixture of vaseline and honey. Apply this mixture about three times a week.

3. To prevent your lips from drying you can use a ground mixture or rose petals and milk butter.

4. To delay age spots on your hand, use a piece of lemon and rub all over your hand, before washing. This will delay onset of age-spots.

5. If you have no time to bathe your hair before going out, then brush 1 tablespoon of talcum powder or corn flour through your hair. Try this out first when you are not in hurry to make sure that it works the way you want.

6. To prevent hair loss you should have a biotin rich drink. Blend bananas with honey, yogurt and low fat milk. Drink this for a few weeks.

Home Remedies for Beauty Care

1. To prevent Chapping of lips apply mixture of vaseline and honey.

2. While washing your face use a mild exfoliator like sugar or oatmeal to remove dead skin and create skin brighter.

3. Rub a piece of lemon all over your hand to delay age spots.

4. To add extra shine to your hair use 2 table spoons of malt vinegar and rinse your hair.

5. Use garlic to treat acne and skin complaint since it has good antibiotic properties. Peel and mash cloves of garlic and apply on infected area.

6. Apply diluted lemon juice with water and be relevant on pimples to kill bacteria.

7. Massage baking soda into hair scalp instead of shampoo to absorb oil and loosen dead skin. This treats dandruff and makes hair shiny.

8. TO remove blackheads apply paste of oatmeal, honey and egg white for 10 minutes and then rinse your face.

9. Eat plenty of water that removes dirt and poison from blood and make skin healthy.

10. Apply orange juice to face to encourage skin cells and make skin supple.


Saturday, March 5, 2011

Mughal Garden will be closed to the public from Wednesday. 16th March'2011


New Delhi, Feb 14 (ANI): The Mughal Garden of Rashtrapati Bhavan will be opened for public viewing from February 15 to March 16.
It will remain closed on Mondays for maintenance.
Entry into the Gardens will be open only up to 4 p.m.
The main Mughal Garden is in bloom having annual flowers such as roses, lilies, tulips, double pansy flowers and eye catching velvet green lawns intercepted with lotus shaped fountains and blue base water canals.
The Mughal Gardens, contiguous to the main building of Rashtrapati Bhavan, cover an area of 15 acres.
They were designed by Sir Edwin Lutyens inspired by the beautiful gardens of Jammu and Kashmir, the garden around the Taj Mahal and Persian and Indian miniature paintings.
The Mughal Gardens comprise three parts: the first is the Rectangular Garden adjacent to the main Rashtrapati Bhavan building, which is divided into four quarters, each with terraced gardens on either side. The central lawn here is the venue of numerous receptions and ‘At Homes’ hosted by the President. (ANI)

Tuesday, February 15, 2011

All You Wanted to Know About EPF and PPF

There are people among us who are still confused about what’s the difference between employeesprovident fund and public provident fund. There are many salaried people who are still in confusion as to whether they are to invest the PPF to. The main confusion lies where the people don’t have an idea about what’s the difference between the recurring deposits in the bank and the public provident fund account.

Provident fund is generally related to elderly people and is being started at the tie when a person starts his or her career. There is no necessary amount that a person has to deposit in the account, the amount deposited can vary. This is a kind of investment that is generally done on a monthly basis. The main purpose of the investment to secure the future that is the amount that is being deposited by the people for the whole of their lives are being withdrawn at the age of retirement. There are many people who are investing in this fund and all the money invested by the people is being invested by a trust all together. Whereas on the other hand when we talk about Employee Provident Fund it is being governed by the employeeprovident fund organization of India. It is nothing but a kind of security that is being given by the employer to his employee and any company who has employees more than twenty in number is required to register itself with the organization. It is not that a person changing job has to start again with the contribution to the fund it will automatically get transferred to the new company.

There is a limit prescribed to the contribution to the Public Provident Fund. A person has to pay a minimum of five hundred if one wishes to start contributing to the account and whatever the case may be he cannot exceed the amount of seventy thousand per year. Where as in case of EPF it is totally dependent on the salary that is being drawn by the person as the contribution towards the EPF is always as a percentage of the salary. The normal criteria towards the contribution to the account are 12% of Basic, DA and cash food allowances.

There are some unique features that are being related to the Public Provident Fund Account that is a father whose children’s are yet to attain the age of eighteen can have only one account together with the children’s. Another unique feature assigned to the fund is that the amount invested in the fund cannot be attached to the assets of the individual if the person has got insolvent.

EPF and PPF are the investments that are mainly meant for the long term investment. It’s upon the person to decide whether he wants to invest in the PPF account but in case of EPF a salaried person has no option but to invest in the same. Both the investment has a light difference in the rate of return.

Tuesday, February 8, 2011

SWIFT Codes for all Banks in the World

SWIFT code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particularbank. These codes are used when transferring money and messages between banks.

The SWIFT code consists of 8 or 11 characters. When 8-digits code is given, it refers to the primary office.
  • First 4 characters - bank code (only letters)
  • Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
  • Next 2 characters - location code (letters and digits) (passive participant will have "1" in the second character)
  • Last 3 characters - branch code, optional ('XXX' for primary office) (letters and digits)

Tuesday, January 25, 2011

Who are the gazetted officers in India?

First of all a gazetted officer must be a government official.

In India, a official Central Government Publication named Gazette publishes the promotions of certain government official. Those officers whose name appears in Gazette are termed as Gazetted Officers.

Indian Govt has employees classified as class 1 to class 4. All class 1 employees are Gazetted officers.

Class 1 employee examples are:

All India services, though posted to states; promotees from states to the cadre of Assistant Commissioner and above and to the cadre of All India services ; Police officers of Circle Inspector and above; Additional District Civil surgeons, Executive Engineers and above, District Medical Officer and above, Lt.Col. and above, Principals of Government colleges and above, Readers and above of Universities, etc.

So, these officers can attest a photo, xerox of certificates etc.

Apart from them a Public Notary, Magistrate can attest also.

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All officers belonging to Govt.(state or central) whose name are published in the Gazette of india are called "Gazetted Officers".

Gazetted officer(rajpatrit adhikari) have special previllages and powers.The term Gazetted is a status symbol and makes them recognizable all over India.

All Group A regular cadre officers and also some Imp post at Group B of State and central Govt(like ACP's Of Danics,Assitant Administrative officers,Asstt. Directors comes in Group B). are Gazetted.

Note: Officers of Autonomous organizations,Contractual Staff employed in Govt.,PSU,Bank did not enjoy Gazetted status hence are not Gazetted

All Gazetted officers have rites to attest certificates (ie.Photos,Marksheets etc)

Some of the Gazetted posts are as below

Defence Officers
Assistant commissionar of police(ACP)
All central services officers
Scientists of DRDO,CSIR,NPL etc
Doctors of Govt hospitals
Assistant Programmer,IT CADRE Delhi Govt.
Assistant Director
Assistant Engineer
Librarians of Govt

Note:
Junior Engineers,Assistant Librarian are not Gazetted