Direct Link to Anything you want from Google

1)Using QR code to grant wifi access:

“Hey, what’s your Wi-Fi password?”

Either you have asked this or a friend has asked this of you, but now, instead of handing over your password or setting up a guest network, you can direct their attention to a QR code. Simply head to  http://www.qrstuff.com/ website, then enter your Wi-Fi details, and a QR code will be generated. This QR code grants access to your Wi-Fi network.

You can print it off and then stick it anywhere in your house for a friend to scan whenever they visit.



2) Make a font from your handwriting :

 A website called Handwriting font creator can convert your own handwriting into a typeface you can download to your computer and universally use. 



3)Watch blocked content:

There are websites like netflix and bbc iplayer that can be viewed only from specific countries. But a free chrome browser extension called Hola allows you to visit websites that are otherwise blocked in your country.



4)Find direct link to download music:

To find a direct download link for music, search

[album or song name] -inurl:(htm|html|php|pls|txt) intitle:index.of “last modified” (mp3|wma|aac|flac)

and replace [album or song name] with the name of your song or

It tells Google to show webpages that offer direct download links to the music you're trying to find.



5)Find direct link to download Movies or TV shows:

To find a direct download link to a movie, search

[movie name] -inurl:(htm|html|php|pls|txt) intitle:index.of “last modified” (mkv|mp4|avi)

and replace [movie name] with the name of the movie or TV episodes

It tells Google to show webpages that offer direct download links to the movie you're trying to find.



6)Finding study material:

To find study materials for exam, search

site:edu [subject] exam

and replace [subject] with the subject name



7) Send message to mobile using email:

Use the format given here to message to a phone using your email address



8)Turn browser into notepad:

Want to write something down quickly? paste this in the address bar of chrome:

data:text/html,

and you can write anything on your browser

EDIT 1:

9) Finding direct download link for ebooks and pdf file:

[book name] -inurl:(htm|html|php|pls|txt) intitle:index.of “last modified” (pdf|doc|docx)

Replace [book name] with the name of your book

10) finding download link for any file:

This search is for finding direct download link to any file provided you know it's name and file extension:

[File name] -inurl:(htm|html|php|pls|txt) intitle:index.of “last modified” (file extension)

Replace [file name] with the name of your file and file extension with the file extension. If the file can have more than one extension, then you can write all of them and separate them with ' | '

Please note the above 2 formats are not tested by me and I'll be very happy to recieve any queries.

EDIT 2:
The Hola VPN has some privacy related issues and also decrease your internet speed. Here are some alternative free VPNs as suggested by Aashish Nehete

http://www.vpnbook.com
www.hide.me
www.itshidden.com


Thats all and thanks for Quora!!!

What is MICR/ IFSC/ RTGS/ NEFT...

MICR What does it comprise?

The MICR code has nine digits in it with each three digits signifying some important information about the transaction and the bank. The first three digits in the MICR code represent the city code that is the city in which the bank branch is located.
In most cases it is in line with the PIN code of the postal addresses in India.
The next three digits stand for the bank code while the last three digits represent the bank branch code.
For example, if you have an account with State Bank of India (SBI) Mumbai (Central) then its nine digit MICR code will be 400002009 wherein:
400, the first three digits representing the city code for Mumbai;
002, the next three digits representing the bank code for SBI;
And 009, the last three digits representing the bank branch code for Andheri (West).
You can check the MICR codes of different banks and its branches by checking it out on the RBI website.

How does MICR help speed up the processing of cheques?

Unlike the manual clearing of cheques where there is a possibility of many human errors and subsequent delay in clearing, the MICR code on the cheque printed with a unique magnetic ink usually iron oxide has magnetic material present in it and thus makes it machine-readable and almost error proof!
Under this method the reading machine or a cheque sorting machine reads through a cheque when inserted and identifies the branch the cheque belongs to and activates the automation clearing process.
The MICR code is so clear and fine that the machine could read it even if the MICR code isn't visible due to other marks or stamps on it.
According to the Reserve Bank of India report (Payments in India: Vision 2009-2012), all bank branches will be enabled with MICR codes.
Also, the RBI intends to reduce paper-based clearing process by introducing MICR- Cheque Processing Centres that will process over 95 per cent of volume and value of cheques processed in the country.

FISC CODE.

Indian Financial System Code (IFSC)

IFSC Code brief explanation

IFSC Code is Indian Financial System Code, which is an eleven character code assigned by RBI to identify every bank branches uniquely, that are participating in NEFT system in India. This code is used by electronic payment system applications such as RTGS, ,National Electronic Fund Transfer and CFMS.

The code is of 11 characters. The first part is the first 4 alphabet characters representing the Bank. Next character is 0(zero), this is reserved for future use. The branch code is the last six characters. To know what is IFSC Code deeply, go through the article fully. Otherwise, if you need IFSC Code of any branch, just follow the instructions below.

How to find IFSC code?

Normally, this 11 digit code will be printed on cheque book for NEFT enabled banks. Also, you can find bank IFSC code, bank details, branch address for all banks in India by following link. By using 4 steps you can easily find this code and branch location.

IFSC Code < Click Here
1. Select your Bank (eg : State Bank of India)
2. Select your State
3. Select your District
4. Select your Branch name – Now you can find IFSC Code, MICR Code, Address and Contact phone number of your bank branch.

RTGS (Real Time Gross Settlement) brief explanation

RTGS (Real Time Gross Settlement) is a fund transfer system used to transfer money from one bank to another. This gross basis transfer is a real time transfer system. This system can performs for large value of transaction, minimum amount can be transferred is Rs.2,00,000. There is no maximum amount limit for this transaction.

Time taken for transferring funds

The time taken for receiving funds to beneficiary account in real time when the remitting bank transferred funds. The remitting customer can receive acknowledgment from RBI when the funds transferred.

RTGS process

Normally RBI allows to use four flow structure (V, Y, L, T) in fund transfer. In RTGS system, RBI decided to use Y shaped flow structure in this system. The following flows of instructions are used in this structure.

1. The remitting bank will be send payment instruction to central processer’s technical operator

2. The central processor acknowledge stripping of message and sending original message with set of instructions (what the amount to be transferred, what is IFSC code of branch, issuing and receiving banks identification etc.) to central bank

3. The central bank process debit of remitting bank’s account and credit to beneficiary bank’s account. After transaction completed then, sending confirmation to central processor

4. The central processor re-constructing of payment message with stripped information (beneficiary details) and sending message to receiving bank with proper details

RTGS processing/service charges

Transaction	Charges
Inward transactions	Free, no charges
Outward transactions  a] 2 lakhs to 5 lakhs b] Above 5 lakhs	Not exceeding Rs.25 Not exceeding Rs.50

RTGS coverage

The RTGS payment system was launched on 26th, March 2004 by RBI with involving four banks only. Presently it covers 109 banks in 13750 branches and 508 clearing centers. More than 800 cities/towns are covered for customer transaction.

NEFT (National Electronic Fund Transfer) brief explanation

NEFT (National Electronic Fund Transfer) is an online national-wide fund transfer system supported by RBI. It is used by an individual, firm and corporate to transfer payment as electronically. NEFT is used for small and medium amount transfer between banks and accounts. No minimum amount limit for NEFT.

Time taken for transferring funds

NEFT process to transfer funds on hourly batches. In week days there are 11 settlements (starts at 9 A.M and ends at 7 P.M) and in Saturday there are 5 settlements (starts at 9 A.M ends at 1 P.M). Normally the payment will be send to the RBI within 3 hours when remitting account given request for transaction. The actual time to take transaction completed depends on beneficiary bank to process the funds.

NEFT processing/service charges

From March 31, 2011 RBI refrain from insisting the processing/service charges to member banks. So, member banks who are participating in NEFT fund transfer no need to pay any charges to RBI. The following charges are rationalized under RBI.

Beneficiary bank’s inward transaction:

No need to pay any charges from beneficiaries for payment transfer to destination accounts.

Beneficiary bank’s outward transaction:

Transaction	Charges (+service tax)
Below Rs.1 lakh	Rs.5
Rs.1 lakh and up to Rs.2 lakhs	Rs.15
Above 2lakhs	Rs.25

RTGS Vs NEFT

When compared to RTGS and NEFT, RTGS payment transfer system based on gross settlement and NEFT payment transfer system based on net settlement. Gross settlement is known as transaction held without bouncing other transaction on one-to-one basis.Net settlement is known as transaction completed in specific time of batches.
Basically RTGS fund transfer used for large amount of transaction, the minimum amount can be 2 lakhs. In NEFT system can allows to transfer small amount of funds, there is no minimum value.

My first mobile post

hello world... hey its me....

What are A/c No.1, A/c No.-2, A/c No.-10, A/c No.-21 and A/c No.-22 in Employees provident Fund Challan ? Can anyone clear how to calculate above accounts? - Rediff Questions & Answers

Any establishments employing 20 or more employees come under the PF Act. Wage ceiling of PF is Rs. 6,500/-. The rate of PF contribution from Employees Salary is 12% of basic.
A/c No. 1 Employees Share 12% of Basic PF Employers Share 3.67% of Basic EPF
A/c No. 2 Employers Share 1.10% of total wages Admin Charges
A/c No. 10 Employers Share 8.33% of Basic Pension Fund
A/c No. 21 Employers Share 0.50% of total wages Employees Death
Insurance
A/c No. 22 Employers Share 0.01% of total Wages Inspection Charges

for example :- if,

Total Basis Wages Pf @12% EPF @ 3.67% Pension Fund @ 8.33%
Rs. 6,500/- Rs. 780 Rs. 239 Rs. 541/-

Then A/c No.1 Rs. 1,019/- (Total of PF/EPF Rs. 780/- + Rs. 239/
A/c No. 2 Rs. 72/- (1.10% of Rs. 6500/-)
A/c No. 10 Rs. 514/- (Pension Fund)
A/c No. 21 Rs. 33/- (0.50% of Rs. 6500/-)
A/c No. 22 Rs. 1/- (0.010% of Rs. 6500/-)
Total PF Rs. 1,639/-

How to use Operators while Google Search.

Operators and more search help

The Basic search help article covers all the most common issues, but sometimes you need a little bit more power. This document will highlight the more advanced features of Google Web Search. Have in mind though that even very advanced searchers, such as the members of the search group at Google, use these features less than 5% of the time. Basic simple search is often enough. As always, we use square brackets [ ] to denote queries, so [ to be or not to be ] is an example of a query; [ to be ] or[ not to be ] are two examples of queries.

• Phrase search ("")
  By putting double quotes around a set of words, you are telling Google to consider the exact words in that exact order without any change. Google already uses the order and the fact that the words are together as a very strong signal and will stray from it only for a good reason, so quotes are usually unnecessary. By insisting on phrase search you might be missing good results accidentally. For example, a search for [ "Alexander Bell" ] (with quotes) will miss the pages that refer to Alexander G. Bell.
• Search single word exactly as is ("")
  Google employs synonyms automatically, so that it finds pages that mention, for example, childcare for the query [ child care ] (with a space), or California history for the query [ ca history ]. But sometimes Google helps out a little too much and gives you a synonym when you don't really want it. By putting double quotes around a single word, you are telling Google to match that word precisely as you typed it.
• Search within a specific website (site:)
  Google allows you to specify that your search results must come from a given website. For example, the query [ iraq site:nytimes.com ] will return pages about Iraq but only from nytimes.com. The simpler queries[ iraq nytimes.com ] or [ iraq New York Times ] will usually be just as good, though they might return results from other sites that mention the New York Times. You can also specify a whole class of sites, for example[ iraq site:.gov ] will return results only from a .gov domain and[ iraq site:.iq ] will return results only from Iraqi sites.
• Terms you want to exclude (-)
  Attaching a minus sign immediately before a word indicates that you do not want pages that contain this word to appear in your results. The minus sign should appear immediately before the word and should be preceded with a space. For example, in the query [ anti-virus software ], the minus sign is used as a hyphen and will not be interpreted as an exclusion symbol; whereas the query[ anti-virus -software ] will search for the words 'anti-virus' but exclude references to software. You can exclude as many words as you want by using the- sign in front of all of them, for example [ jaguar -cars -football -os ]. The - sign can be used to exclude more than just words. For example, place a hyphen before the 'site:' operator (without a space) to exclude a specific site from your search results.
• Fill in the blanks (*)
  The *, or wildcard, is a little-known feature that can be very powerful. If you include* within a query, it tells Google to try to treat the star as a placeholder for any unknown term(s) and then find the best matches. For example, the search[ Google * ] will give you results about many of Google's products (go to next page and next page -- we have many products). The query[ Obama voted * on the * bill ] will give you stories about different votes on different bills. Note that the * operator works only on whole words, not parts of words.
• The OR operator
  Google's default behavior is to consider all the words in a search. If you want to specifically allow either one of several words, you can use the OR operator (note that you have to type 'OR' in ALL CAPS). For example,[ San Francisco Giants 2004 OR 2005 ] will give you results about either one of these years, whereas [ San Francisco Giants 2004 2005 ] (without the OR) will show pages that include both years on the same page. The symbol |can be substituted for OR. (The AND operator, by the way, is the default, so it is not needed.)

Exceptions

Search is rarely absolute. Search engines use a variety of techniques to imitate how people think and to approximate their behavior. As a result, most rules have exceptions. For example, the query [ for better or for worse ] will not be interpreted by Google as an OR query, but as a phrase that matches a (very popular) comic strip. Google will show calculator results for the query [ 34 * 87 ] rather than use the 'Fill in the blanks' operator. Both cases follow the obvious intent of the query. Here is a list of exceptions to some of the rules and guidelines that were mentioned in this and the Basic Search Help article:

Exceptions to 'Every word matters'

• Words that are commonly used, like 'the,' 'a,' and 'for,' are usually ignored (these are called stop words). But there are even exceptions to this exception. The search [ the who ] likely refers to the band; the query [ who ] probably refers to the World Health Organization -- Google will not ignore the word 'the' in the first query.
• Synonyms might replace some words in your original query.
• A particular word might not appear on a page in your results if there is sufficient other evidence that the page is relevant. The evidence might come from language analysis that Google has done or many other sources. For example, the query[ overhead view of the bellagio pool ] will give you nice overhead pictures from pages that do not include the word 'overhead.'

Punctuation that is not ignored

• Punctuation in popular terms that have particular meanings, like [ C++ ] or [ C# ](both are names of programming languages), are not ignored.
• The dollar sign ($) is used to indicate prices. [ nikon 400 ] and [ nikon $400 ]will give different results.
• The hyphen - is sometimes used as a signal that the two words around it are very strongly connected. (Unless there is no space after the - and a space before it, in which case it is a negative sign.)
• The underscore symbol _ is not ignored when it connects two words, e.g.[ quick_sort ].